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Mis Relieve Credit Card Debt Ful . If you could find an extra $40 in your budget and you paid $80 each month, you would. You just have to get a debt consolidation loan (a personal loan) and use the funds to pay off all your outstanding credit card bills. How to Reduce Credit Card Debt Consolidated Credit Credit from www.pinterest.com The debt avalanche method is an alternative to the debt snowball method. If you are facing credit card debt, this is the closest to a credit card debt relief. Our professional and certified counselors will work with you to: