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Mid Best Bank Accounts For 14 Year Olds Ic . Overall, the best student bank accounts make it easy to sign up, deposit funds, and manage your account from anywhere. $0 monthly account fees while you’re under 25. Picking a Bank Account 7 Things College Students Need to Know Time from money.com Up to 3% aer (on up to £2,000) account fee & requirements. Alliant credit union kids savings account. It pays tiered rates of interest.